Generated by All in One SEO v4.8.8, this is an llms.txt file, used by LLMs to index the site. # the savvy mamma Empowering women with their finances, to live with less, to thrive in their season and get outside with their families. ## Sitemaps - [XML Sitemap](https://thesavvymamma.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://thesavvymamma.com/blog/) - Free resources, tips and ideas for navigating your household and family - [We are not buying our son a device. Here's why:](https://thesavvymamma.com/we-are-not-buying-our-son-a-device-heres-why/) - We’re at that stage of parenting where we are starting to navigate tech and figuring out how to manage it well in our family. I feel like we do screen times pretty well. Our children still have screen time, but rarely do our children have access to individual screens. We try to do DVDs on - [The TM7 is here. What does this mean for you?](https://thesavvymamma.com/the-tm7-is-coming-what-does-this-mean-for-you/) - Thermomix has launched their brand new model: The TM7. After the success of the TM6 release in 2019, the TM7 promises to deliver a cooking experience like never before. This is exciting news for customers around Australia and the world. What does this mean for you? History Thermomix has been around for a long time. - [How to afford a Thermomix](https://thesavvymamma.com/how-to-afford-a-thermomix/) - After recently purchasing a Thermomix after years of indecision, I look back and wish I hadn't taken so dang long. It has gotten me thinking. A product costing just over AU $2300 is not accessible to everybody. In fact, it is just out of reach for some people. If you are struggling with the rising cost of living at the moment, you'll know that every dollar counts. Groceries can hard to keep under budget. I know that I am finding it extra difficult. Investing in an appliance like a Thermomix might cost more upfront but can save money in the long term. Here are four ways to afford a Thermomix: - [Thermomix Consultant Directory](https://thesavvymamma.com/thermomix-consultant-directory/) - If you have made the decision to buy a Thermomix or are at least seriously considering it, finding a consultant is your next step. They are a wealth of information and can answer any questions that you might have. A Thermomix Consultant can come to your home and run a demonstration to show you the features and make delicious recipes for you to try. Choosing to buy through a consultant doesn't cost you any more but will make a difference to them. You can simply Google or use social media to search for a Thermomix consultant near you. You can also search on the Thermomix Australia website. If you are tossing up between a few consultants, I would suggest choosing a small page or a newly added one. They will be grateful that you chose them. It could make a real difference to their family, especially with the rising cost of living. - [We bought Funky Monkey Bars for our boys. Was it worth the hype?](https://thesavvymamma.com/we-bought-funky-monkey-bars-for-our-boys-was-it-worth-the-hype/) - As a mum of three active boys, I often thought about buying a set of Funky Monkey Bars. I often see ads on my feed for Funky Monkey Bars. It shows active children climbing, swinging and having a blast. The trouble is, they are expensive. I'm talking, thousands of dollars expensive. Not dissimilar to the - [After taking 10,000 steps a day for a month, I noticed a surprising benefit](https://thesavvymamma.com/after-taking-10000-steps-a-day-for-a-month-i-noticed-a-surprising-benefit/) - I set myself the goal of walking 10,000 steps a day for one month. It wasn't a lofty goal by any means. It was simply a way to get my fitness back on track by walking more. It was an achievable goal that I could do without spending any money or finding kid-free time. I - [Navigating rising grocery costs for families](https://thesavvymamma.com/navigating-rising-grocery-costs-for-families/) - Like many readers, I have noticed a significant rise in grocery prices for our family. One particular afternoon, I was expecting an online grocery delivery. We missed the truck with school pickup. When we arrived home, I only saw a small number of bags by the door. I was about to call to let them - [What is VACSWIM?](https://thesavvymamma.com/what-is-vacswim/) - VACSWIM is South Australia's summer holiday swimming program. Since the 1950s, VACSWIM has played an integral part in teaching swimming skills and water safety to children. Australians spend a lot of time by the pool, river and beach. It is a wonderful part of our lifestyle. Sadly, drowning accounted for 339 deaths nationwide in the 2021/2022 financial year. VACSWIM seeks to change these statistics. Their program gives our children the knowledge and skills to be competent in and around water. It is endorsed and subsidised by the SA Government. - [How to cope with the rising cost of living](https://thesavvymamma.com/how-to-cope-with-the-rising-cost-of-living/) - With the rising cost of living, it can feel like you are just treading water and can barely survive from week to week. It can feel like you're drowning under the pressure. It's awful and a scary place to be. There are a number of things we can do to reduce the impact and keep our head afloat. There is no quick fix, no easy solution, particularly for those really feeling the pinch right now. I do however, have some suggestions about how we can make a few changes to our lifestyle to make a difference moving forward. - [7 Days with a Thermomix: The Verdict is in](https://thesavvymamma.com/7-days-with-a-thermomix/) - After much indecision, we finally bought a Thermomix. Twelve years ago, we went to a demo party and were impressed with what we saw. We loved how quickly it blitzed veggies and how it could perform so many functions. The food was delicious. My husband was sold. He loves gadgets and rather enjoys cooking. He - [88 reasons to buy a Thermomix](https://thesavvymamma.com/88-reasons-to-buy-a-thermomix/) - There are a million reasons to consider buying a Thermomix. It is a brilliant appliance, unlike any other on the market. Most people who buy one, wonder why on earth they didn't get one sooner. You can certainly live without a Thermomix, however, it's a bit like a dishwasher. Once you have one, you don't - [How Thermomix can help with food allergies](https://thesavvymamma.com/how-thermomix-can-help-with-food-allergies/) - With food allergies, intolerances and dietary restrictions on the rise, can a Thermomix help? It's a question worth asking. In Australia, allergies are estimated to affect around 1 in 10 babies, 1 in 20 teens and 1 in 50 adults. We all have to be more careful with the food that we buy and prepare. Catering for friends and family - [Unsponsored Thermomix Review](https://thesavvymamma.com/unsponsored-thermomix-review/) - So you're thinking about buying a Thermomix. You do some searching online and find a bunch of amazing reviews. You see influencers chatting about their Thermomix and raving about how great it is. You see social media pages and vlogs from consultants who assure you that it's a purchase that you won't regret. It puts your mind at ease. You can see that it's an amazing machine. After all, if everyone is saying that, it must be true, right? This is where reviews can be tricky. How do you know which ones are legit? Which ones are unbiased? - [Is a Thermomix worth the money?](https://thesavvymamma.com/is-a-thermomix-worth-the-money/) - I often get asked if a Thermomix is worth the money. Does it live up to the hype? I find it difficult to know who to trust online. Most people who encourage you to buy a certain product or a certain brand have something to gain from this. Maybe it is a referral link or - [I thought I was getting sick. Turns out I just needed a mumcation.](https://thesavvymamma.com/i-thought-i-was-getting-sick-turns-out-i-just-needed-a-mumcation/) - The mumcation I never knew I needed. A few days ago, I was feeling utterly exhausted. I went back to bed for 6 hours. My body ached. I kept falling asleep. I had no energy. I had no motivation to get up. I did a Covid test. Negative. Thought surely there must be a reason - [20 Ways to pay off your mortgage early](https://thesavvymamma.com/20-ways-to-pay-off-your-mortgage/) - Want to pay off your mortgage quickly? A mortgage doesn’t have to be forever. This might seem out of reach right now with the rising cost of living and interest rates. It might not be possible for everyone. Those on low incomes, single incomes or expensive suburbs might not be able to pay off the - [The art of saying no](https://thesavvymamma.com/the-art-of-saying-no/) - I am the first to admit that I’m terrible at saying no. I like to feel needed. Busy. Important. When someone asks me if I’m free on Wednesday, and my diary has a blank spot, I say yes. Well, I am. I’ve got lots of things that I need to get done or downtime that - [Reflecting on Covid isolation: Why it wasn't all bad](https://thesavvymamma.com/why-adjusting-to-isolation-was-hard/) - Adjusting to life in Covid isolation was a lot to take in. When it all got real in Australia and our prime minister began regular media conferences, I found it unsettling and stressful. I’d just start to wrap my head around one restriction, only for this to change several days or even hours later. I felt like everything I did, and every decision I made was wrong somehow. As a stay at home mother to two young children, I felt the isolation profoundly. I didn’t have an escape. All of our regular activities had been cancelled. - [How to declutter toys](https://thesavvymamma.com/how-to-declutter-toys/) - Too many toys can be a real source of overwhelm for parents. One minute you have your home that you share with your other half. You know the one; your stuff, their stuff, your combined stuff. It’s pretty manageable. Just how you like it. Then before you know it, the baby arrives. Why Do We - [How to win competitions](https://thesavvymamma.com/how-to-win-competitions/) - Wanting to know the secret to winning competitions? Wait no longer. I have got the tips and tricks you need to have success with competitions and win big. - [10 Ways to save money at Christmas](https://thesavvymamma.com/ten-ways-to-save-money-at-christmas/) - Melanie Wegener Christmas. It’s the most wonderful time of year, right? For many of us, however, this season is far from that. We may feel lonely or isolated, grieving those who are no longer with us, struggling with health issues or dread awkward family gatherings. For others, the added financial pressure is extremely stressful. We - [5 Common myths about money](https://thesavvymamma.com/money-myths/) - Melanie Wegener There are many misconceptions about money. I often hear things said about money that simply aren’t true. Managing finances does not have to be complicated. We tend make it out to be far more difficult than it actually is. There are 5 common myths about money: Myth #1. I need to earn a - [11 Tips to improve your finances](https://thesavvymamma.com/11-tips-to-improve-your-finances/) - Many of us wish we’d known then what we know now. If only… if only… if only. Life is full of moments of hindsight. Know that things can change. You can change. There are a few steps and choices that you can make today that will positively impact your future. - [12 Money saving tips for parents](https://thesavvymamma.com/twelve-money-saving-tips-for-parents/) - The transition to becoming a parent is no small feat. From the time that we learn that we are pregnant to when our baby is finally in our arms, we have already begun accumulating the many things we need. For many couples, simply the journey to get pregnant can be fraught with much anguish and cost. Children are expensive, no doubt about it, but they don’t have to be extravagantly so. I often read articles that attest to the hundreds of thousands of dollars that it takes to raise a child from birth to eighteen. I believe that with intentionality, goal setting and some savvy habits, you can raise wonderful children at a fraction of the cost. Here are 12 money-saving tips for parents: - [What is a Toy Library and how can it save families money?](https://thesavvymamma.com/toy_library/) - You may regularly attend your local library, but have you heard about toy libraries? There is often little known about them in the community and in parenting circles. If people do know of them, they aren’t always utilised or used regularly. They are manned by wonderful, dedicated volunteers who are passionate about seeing families benefit - [How to reduce the overwhelm](https://thesavvymamma.com/how-to-reduce-the-overwhelm/) - Lately, I've been feeling so overwhelmed. I'm sure I'm not the only one. After the events of 2020 and 2021, many of us are still recovering. There have been Covid updates and restrictions, lockdowns, constant bad news and debate over vaccines and mandates. Throw in parenting young children, making ends meet with the rising cost of living and the mental load, and it makes for real overwhelm. At times I've felt like I can’t breathe or cope. - [10 Reasons you'll love investing with Pearler](https://thesavvymamma.com/investing-with-pearler/) - If you’re wondering what all the talk around Pearler is, you’re not alone. It’s the new investing platform, born and bred in Australia. It's rapidly growing with over fifty thousand members strong. Pearler is an online broker. It all began a few years back in 2018 when some friends got together. They had limited options - [There will never be a perfect time. It's time to stop the excuse](https://thesavvymamma.com/stop-with-the-excuses/) - Melanie Wegener There will never be a ‘perfect’ time to save money, pay off debt, begin investing, become generous, get fit or lose weight. There may be times when it will be easier but you can still try and make changes in the season that you are in now. At the moment, I’m so exhausted. - [For you on Mother’s Day](https://thesavvymamma.com/mothers-day/) - Melanie Wegener During the Mother’s Day service at church this year, I sat in the parent's room feeding our third bub. He was only four months old and I was in the thick of sleep deprivation. I suddenly had a moment while looking down at my beautiful boy when I realised again how lucky I - [Creative ideas for surviving lockdown with kids](https://thesavvymamma.com/surviving-lockdown-with-kids/) - Melanie Wegener It’s one thing to be negotiating your way through a global pandemic, with lockdowns and masks and restrictions. It’s another thing entirely when you are facing this with young children. Coping with an extended period of time in lockdown is ridiculously hard. Kids don’t get why they can’t go in the car for - [Spending time with your partner: Date ideas that won’t break the bank](https://thesavvymamma.com/date-ideas-that-wont-break-the-bank/) - Melanie Wegener When we meet that special someone, we usually make it a priority to get to know them in a fun way. We enjoy going out together, discovering new places, doing activities and trying new restaurants. It’s new and exciting and wonderful. Once you’ve been together for a while or children come along, it - [When you don’t get the birth plan you wanted](https://thesavvymamma.com/birth-plan/) - I wrote this as a way to come to terms with how birthing my third would look. It wasn’t my ideal birth plan and I didn’t have much time to get my head around it. I was worried about being judged or people thinking I was too posh to push. I needed to write things - [Not all bad news: One story of saving money during the pandemic](https://thesavvymamma.com/not-all-bad-news-an-opportunity-to-save-money-during-the-pandemic/) - Melanie Wegener The global pandemic of Covid-19 has caused financial hardship for many. Loss of job and income due to restrictions and lockdowns has been incredibly tough. For some however, this season has been one of opportunity. It has been a chance to slow down and find time for things we’ve thought and dreamed about - [How reducing the clutter brings more calm](https://thesavvymamma.com/less-stuff-more-calm/) - Melanie Wegener The longer I've been parenting, the more I've realised that by reducing the clutter, it brings more calm. The less inventory we have to manage, the happier we feel. Although my name highlights being savvy, if you’ve been around here a while you’d know that it’s not all that I’m about. I’ve been - [10 Ways to develop literacy in under fives](https://thesavvymamma.com/ways-to-develop-literacy-in-under-fives/) - Developing literacy in the first five years is crucial. These early years of learning need heavy exposure to language and literacy. This doesn't need to be complicated or overly structured. Children love to learn. Their brains are wired this way. Language and literacy develops through conversation, play and the daily rhythms of life. Helping your - [5 Reasons to consider buying Connetix](https://thesavvymamma.com/why-you-need-connetix-in-playroom/) - Melanie Wegener Connetix magnetic tiles have earned a reputation for being a popular toy. They are regularly showcased on social media and are a staple in many living rooms. They are now a household name. Connetix launched their brand in 2019. Whilst being relatively new on the market compared to other magnetic tiles, they have - [Why keeping up with the Joneses can steal our joy](https://thesavvymamma.com/why-keeping-up-with-the-joneses-can-steal-our-joy/) - It's only human to want what others have. We compare ourselves to others without even realising it. Have you noticed the growing pressure to spend more and own nice things? I feel like there are growing expectations for us to have a high standard of living. I think that some of us want the first - [Why women can't do it all and why we shouldn't pretend that we can](https://thesavvymamma.com/how-to-do-it-all-as-a-woman/) - As a woman, we can feel pressure to do it all. We have high expectations of ourselves. We feel the expectations of others too. The weight can be suffocating. When you ask Google; how to do it all as a, this is what comes up. Woman. Working mom. Single mom. Mom. These are the top four answers. I didn’t see man or working dad or single dad or dad come up as an option. Why is that? This is because we rarely refer to men as working fathers. Their success is boxed into different roles. As a successful CEO. As an entrepreneur. As an author. As a talented footballer. As an amazing father. - [Why you shouldn’t feel bad for not living up to the Bluey standards of parenting](https://thesavvymamma.com/why-you-shouldnt-feel-bad-for-not-living-up-to-the-bluey-standards-of-parenting/) - Bluey is such a wonderful show. It’s clever, uplifting and funny. It’s loved by children and parents and has taken the world by storm. If you haven’t heard of it, it’s well worth watching. When Bluey comes up in conversation, I often hear mums make comparisons to Chilli and Bandit. They feel bad for not - [Christmas is the most wonderful time of the year … (unless Ii’s not).](https://thesavvymamma.com/the-most-wonderful-time-of-the-year/) - Melanie Wegener There is so much hype around Christmas. We are bombarded with things to buy, gifts to exchange, music to listen to, movies to watch, cookies to bake, money to spend, places to be and memories to make. We feel like we need to capture every moment on our phones and post them to - [Parenting through a pandemic: how Covid has changed the way my kids play.](https://thesavvymamma.com/parenting-through-pandemic/) - Melanie Wegener This pandemic has affected all of us in some way, shape or form. For some, it’s meant a halt to travelling overseas. Limited our ability to earn a wage or keep a business afloat. It has reduced social interaction and dating opportunities. Changed our retirement plans. For others it’s make it hard to - [How to save money on private school fees](https://thesavvymamma.com/how-to-save-money-on-private-school-fees/) - Melanie Wegener Paying for a private school education is something that many parents prioritise. They are not always high-income earners but choose to sacrifice in other areas to afford this. They may live in a smaller house or cheaper suburb, delay house improvements, holiday locally and rarely eat out. Education is important to them so - [4 Simple ways to ensure your family is protected (in case something ever happened to you)](https://thesavvymamma.com/ways-to-ensure-your-family-is-protected/) - Melanie Wegener Murphy's law suggests that if we have insurance, we probably won't need to use it. It seems like we spend all of that money and never need to use it. That is a good thing though. We don't want to get caught out. We don't want to be underinsured or not insured at - [An ode to AfterPay](https://thesavvymamma.com/an-ode-to-afterpay/) - AfterPay and other Buy Now Pay Later Schemes: you either love them or you hate them. Some people love the convenience. They like not having to pay upfront. They can buy what they want, even if they can't afford it right then and there. Other people (like me) are not impressed with these schemes. They prey on those who have low financial literacy. They know that customers will spend more money this way. They realise that businesses are slugged with fees but miss out on potential customers if they don't offer it. Buy Now Pay Later schemes appeal to people because it seems really easy. It makes the amount to pay seem small. It gives people a false sense of security. It entices customers to buy now and not worry about how they will pay for it. After all, it's only four easy payments and you don't have to worry about it now. - [12 Tips for selling on marketplace](https://thesavvymamma.com/12-tips-for-selling-on-marketplace/) - Thanks to Facebook Marketplace, selling secondhand items has never been easier. We can post virtually anything for sale and almost always find a buyer. Selling on Marketplace can be a brilliant way to both part with your excess stuff and make quick cash. - [5 gift ideas for children (that aren’t toys)](https://thesavvymamma.com/gift-ideas-for-children-that-arent-toys/) - Need to buy a child's gift and don't know what to get? It feels like there is always someone to buy for, whether it is our child, nieces and nephews, grandchildren or friend's parties. Sometimes it is hard to come up with an idea, especially when the child seems to have enough stuff already. When - [How we get 3 children into bed before 6:30 pm (and how you can too)](https://thesavvymamma.com/get-children-into-bed-before-630pm/) - Getting children into bed at the end of a busy day is no easy feat. We are exhausted. They are exhausted. The final few hours can feel incredibly hard. I remember when we just had one child. I found that developing a routine and sticking to it was tricky. I wasn't good at it. By - [Words matter: why we need to be intentional about how we talk about ourselves](https://thesavvymamma.com/words-matter/) - How many times have you uttered these words: “I’m just a …” I’m just a mum. I’m just a relief teacher. I’m just a ... It often happens subconsciously. We often don't mean it. We just seem to downplay our role. Our stage. Our season. We feel that because we have taken time off to - [How my laundry routine hack keeps the washing (and my sanity) under control](https://thesavvymamma.com/laundry-routine-hack/) - Doing the laundry is one of those jobs that never feels done. We always wear clothes so there's always something to wash, something to hang, something to bring in, something to iron, something to fold, something to put away. It's never-ending. As an adult, it's annoying. As a parent, especially as a new mum, it - [How to keep on top of the laundry](https://thesavvymamma.com/how-to-keep-on-top-of-the-laundry/) - I recently posted about my laundry routine hacks that keep me sane. While I love these and they have changed the way I approach washing clothes in my home, there are a few key steps that come first. These tips help to reduce the amount of inventory, helps you figure out how often you need - [30 side hustle ideas to make extra cash](https://thesavvymamma.com/side-hustle-ideas-to-make-extra-cash/) - Now more than ever, it’s easier to earn money from the comfort of home. The internet has made things accessible. We can sell physical items and ship them around the world. We can create digital products that someone can buy at the click of a button. Although saving money is a wonderful tool for becoming financially independent, there is only so much that you can save. Frugality and resourcefulness only get you so far. It can feel restrictive and boring and feel like you're missing out on things. Your earning potential, however, is unlimited. - [7 reasons why fish make good first pets](https://thesavvymamma.com/7-reasons-why-fish-make-good-first-pets/) - Considering a pet but not really a pet person? Here's why a fish might be a great starting point for you. Many households own a handful of pets. They are cute and cuddly, affectionate and keep us company. They help our children develop empathy and a sense of responsibility. They motivate us to go outside - [9 ways to teach contentment in a consumer-driven world](https://thesavvymamma.com/9-ways-to-teach-contentment/) - Many parents today are struggling to navigate this consumer-driven world we live in. We have access to too much information. We have too many options for what to stream and watch. We have endless podcasts and audiobooks to listen to. Youtube provides us with unlimited videos of everyday experts on every topic imaginable. We can be constantly entertained, educated, enlightened and engaged. With this comes advertising in every form. It's hard to avoid. Our children are feeling it too. They often have too many toys. They are invited to too many birthday parties. They have too many extracurricular activities and are over scheduled. The overwhelm is real. Here are nine ways that we can teach our children about contentment in a consumer-driven world. - [5 reasons to limit extracurricular activities](https://thesavvymamma.com/5-reasons-to-limit-extracurricular-activities/) - Being a good parent doesn't mean we have to enrol our children in unlimited extracurricular activities. In fact, putting limits around how much we let them participate in can be prove to be a game changer for families. When we become parents, we want the best for our children. We want to provide them with - [10 Tips for relief teachers](https://thesavvymamma.com/10-tips-for-relief-teachers/) - Perhaps you've recently graduated from a teaching degree? Switching from classroom to relief teaching for a lifestyle choice? Coming back from maternity leave and wanting to get back into schools? It can be daunting to know where to start when it comes to relief teaching as you try to get your head around everything. Here are my top 10 tips for a successful day as a relief teacher. - [How to keep warm in winter without blowing your energy bill](https://thesavvymamma.com/keep-warm-in-winter/) - With energy prices going through the roof and cold weather well and truly upon us, it is important to think about how we can keep warm in winter. No one wants to choose between putting food on the table or putting the heater on. We all deserve adequate comfort in our homes when the temperature - [My financial story - confessions of a shopaholic at heart](https://thesavvymamma.com/my-financial-story/) - I have a confession to make about my financial story. I haven't always been good with money. In fact, I'm more of a collector and spender than minimalist and saver. It's just who I am. I realise that it's a bit ironic that I have a page about being money savvy. For many financial bloggers or finfluencers, they are great with money. It's who they are, it's what they do. - [How to strengthen the security of your Instagram account](https://thesavvymamma.com/security-of-your-instagram-account/) - The security of your Instagram account is important. I'm happy to admit that I'm no expert when it comes to technology. I'm often behind the eight ball with signing up to the newest phones, apps and software. That being said, I understand how crucial it is that we have strong security for our social media - [Why Reading Eggs is worth signing up for](https://thesavvymamma.com/why-reading-eggs-is-worth-signing-up-for/) - Looking for an educational app for your child that will help them learn to read? Look no further. Reading Eggs is a scientifically based program, designed by Australian teachers. They have expertly crafted this resource with your child in mind. As an educator and mum, I feel that Reading Eggs is worth signing up for. - [Where to start decluttering when you’re suffocating in stuff](https://thesavvymamma.com/where-to-start-decluttering/) - Before I had kids, I never got into decluttering. The stuff didn’t bother me. I had so much stuff. I had two DVD racks filled to the brim with alphabetised movies. I had 4 bookshelves full of novels, biographies and uni textbooks. I had a wardrobe stuffed full of clothes, including over 60 dresses. I - [Hobby to Hustle: How you can start earning cash today](https://thesavvymamma.com/hustle-start-earning-cash-today/) - For many of us right now, money is tight. It seems like everything is going up in price yet our pay rate virtually stays the same. When you’re trying to manage your money better, you can either spend less, earn more or a combination of both. There is a limit to how frugal you can be. Living on a very small budget can be incredibly stressful as you try to make every dollar stretch. That's when we can pivot by turning a hobby into a hustle. - [Warlords and Scumbags: What a card game can teach us about life](https://thesavvymamma.com/warlords-and-scumbags/) - We can learn many lessons from the card game, Warlords and Scumbags. It is a climbing game known in other parts of the world as President, Landlord, Capitalism, Butthead, Root Beer, Trou du Cul (France), Einer ist immer der Arsch (Germany), and H?béres (Hungary). If these unusual names don't intrigue you enough to google the history - [Decluttering inspiration: books to get you started on your minimalist journey](https://thesavvymamma.com/books-to-read-when-you-want-to-declutter/) - When we decide to declutter our home, we want to get it done. We often start off strong. We feel an urge to get rid of all the things. We fill up bags full of stuff and our house feels different. Lighter. Once the obvious items have been decluttered, it can start to feel difficult. - [What to do when you feel overwhelmed](https://thesavvymamma.com/what-to-do-when-you-feel-overwhelmed/) - Life can get overwhelming at times. One minute we are going okay and the next, we can barely cope. We feel like we are suffocating under the pressure of it all. I have felt this recently. Current world events haven't helped. It feels like there is so much terrible news. The cost of living is - [How to do book week on a budget](https://thesavvymamma.com/book-week-on-a-budget/) - Looking for a way to save money on Book Week costumes? You've come to the right place. The Children's Book Council of Australia has been celebrating Book Week since 1945. It is a great way to showcase the importance of reading. It is a chance to shine a spotlight on authors and illustrators. It provides - [The best marriage advice we ever received](https://thesavvymamma.com/the-best-marriage-advice/) - Our very wise pastor and friend gave us some quality advice. He told us to live on one wage from the start of our marriage. - [How to reel in a buyer on marketplace](https://thesavvymamma.com/why-selling-on-facebook-marketplace-is-like-going-fishing-how-to-reel-in-a-buyer/) - Finding a buyer on Facebook Marketplace can feel a bit like fishing. It can be a frustrating process that doesn't seem to catch you anything, and other times can seem wonderfully easy. - [Are you frugal or are you cheap? Why the difference matters.](https://thesavvymamma.com/are-you-frugal-or-are-you-cheap-why-the-difference-matters/) - We all know someone in our lives who likes to skimp out on paying their fair share of the meal or skimps on putting money towards a present. They don't own a car to save on forking out the bills but expect you to pick them up and drive them places. They might cry poor but you know they earn just as much as you, if not more. It's stingy behaviour. It's not cool. So what exactly is the difference between being frugal and being cheap? - [12 useful gift ideas for teachers](https://thesavvymamma.com/12-useful-gift-ideas-for-teachers/) - Finding the right present for your child's teacher can be tricky. As parents, we often approach the end of the school year with exhaustion. Having the mental energy to make decisions about what to get for whom can feel overwhelming, let alone finding time to get to the shops kid-free. With a little bit of consideration and planning in advance, you can take the pressure off during the last few weeks of school and reduce having to spend more money than you need to. - [Why you don't have Tt set goals in January: permission to start slow.](https://thesavvymamma.com/why-you-dont-have-to-set-goals-in-january/) - I want to start off by saying that I love seeing people make goals. It can be really inspiring. Making New Year's Resolutions is a way to stay focused and intentional. i I guess I’m just not there yet. The year has only just finished. I need some time to process what was before I - [Looking back at 1000 hours outside](https://thesavvymamma.com/looking-back-at-1000-hours-outside/) - As I looked back at our previous twelve months, I reflected on our time spent outside. Inspired by Ginny and her 1000 hours outside movement, I’ve made a conscious effort to get outside with my boys. It’s often not easy. It’s also not easy staying home. In this season of young children, nothing is easy. - [It's time to reconsider posting the back to school photo](https://thesavvymamma.com/its-time-to-reconsider-posting-the-back-to-school-photo/) - First-day photos are milestone moments that many parents relish sharing. We can't believe that time has gone this fast. We are so proud of what they are accomplishing, and also grieving that they are growing up. Like other parents, I’m very proud of my children. I love taking these special photos. Here’s the thing though- - [Toothpaste on the mirror: memories amongst the mess](https://thesavvymamma.com/toothpaste-on-the-mirror/) - Motherhood is messy. Parenting young children is a blessing but the exhaustion is real. The chaos is real. It can be hard to have perspective when you're living in the thick of it. The saying is true: the days are long and the years are short. - ['Twas two days after Christmas](https://thesavvymamma.com/twas-two-days-after-christmas/) - Christmas is a lot. When I went over to England for a year, I realised that it’s extra busy for us in Australia in this season. Our school year goes from January to December so we have end-of-year concerts, report cards, Christmas parties, assemblies, staff dinners, Carols by Candlelight, gingerbread nights, thank-you presents etc. It’s - [Christmas is coming](https://thesavvymamma.com/christmas-is-coming/) - Christmas can be a magical time of year. There is a buzz in the air. Children are excited for Christmas concerts, Carols by Candlelight, Christmas lights and of course presents. Most of us look forward to some well-deserved time off. It is a chance to celebrate the end of year and spend time with family - [28 simple ways to improve your finances](https://thesavvymamma.com/28-simple-ways-to-improve-your-finances/) - Not having enough finances can be super stressful. It's not something we tend to talk about. Money is still a taboo topic for many and off-limits during conversations. It's time to change that. - [Lessons we have learned after 10 years of marriage](https://thesavvymamma.com/lessons-we-have-learned-after-10-years-of-marriage/) - After recently celebrating our tenth wedding anniversary, I have been reflecting on what we have learnt during this time. Here are some thoughts I'd like to share with you: - [It's okay to spend money](https://thesavvymamma.com/its-ok-to-spend-money/) - I have always prided myself on getting a bargain. I love the thrill of finding things on sale. I love seeing my money go further. More recently though, I have realised that I need to shop smarter. I have changed the way that I spend money. - [On International women's day](https://thesavvymamma.com/on-international-womens-day/) - March 8 marks International Women's Day. People around the world take time to reflect on what the past looked like for women, what it looks like now and what we hope to see in the future. It is about education. It is about coming together. It is about action. It is about change. Women deserve - [How I took on a scammer and won](https://thesavvymamma.com/how-i-took-on-a-scammer-and-won/) - With scam messages on the rise, I decided that it was time to take one of them on for myself. Here is the conversation that took place just before Christmas last year. Enjoy. - [Why MomCo might be just what you need as a mum](https://thesavvymamma.com/why-momco-might-be-just-what-you-need/) - Have you heard of MomCo? Although motherhood is a privilege, it is also really hard. We can feel lonely and isolated. We can feel judged for our parenting choices. Lack of sleep and time for ourselves affects every part of our being. Motherhood puts a strain on our careers, finances, relationships and marriage. It's hard - [How to create space within a family household](https://thesavvymamma.com/how-to-create-space-within-a-family-household/) - As your family household grows, the space that you once found spacious for you and your partner, has now become a little more limited. Whether you’re living in an apartment, a townhouse, or a larger property, as you add more to your family household, things can start to get cramped. With that being said, it’s - [35 Things I no longer buy (now that we have a Thermomix)](https://thesavvymamma.com/35-things-i-no-longer-buy-now-that-we-have-a-thermomix/) - Now that we have a Thermomix, I don't need to buy as many different types of food and ingredients. This reduces our grocery shop saving us money. It also keeps our pantry a little more minimal. I feel more self-sufficient. I love not having to race to the store to buy ingredients. Those that we - [An all-inclusive guide to eco-friendly interior design](https://thesavvymamma.com/an-all-inclusive-guide-to-eco-friendly-interior-design/) - Over 100 countries have enforced policies on sustainable consumption and production according to the 2018 UN Sustainable Development Goals Report. Although the sustainability buzz has been prevalent for just under 30 years, the need for sustainability in a person’s everyday life is more recent. Interior design is one area where sustainability is becoming particularly important. - [Ways to make your home more comfortable](https://thesavvymamma.com/ways-to-make-your-home-more-comfortable/) - As a homeowner, you will want your house to be as comfortable as possible. It’s ok to spend money on updating your home to make it more comfortable. After all, you come home and want to spend time there relaxing. Hence, if it is comfortable, you can do that. - [6 reasons I recommend Thermomix for kids](https://thesavvymamma.com/whythermomixisgreatforkids/) - There are so many benefits that owning a Thermomix has for kids. There is no denying that a Thermomix is a wonderful addition to your kitchen. Despite the hefty price, it is worth every dollar. You get what you pay for. Like solar, it is an initial investment that pays itself off over time. After - [Adding on nature to the everyday](https://thesavvymamma.com/adding-on-nature-to-the-everyday/) - My family and I love being in nature. We can't get enough. I'm not sure if it's my passion that has rubbed off on my children or if being boys, they need to be outside and moving their bodies. Whatever the reason, we are all happiest when we are out in nature. I have been - [Tax troubles: how to avoid them](https://thesavvymamma.com/tax-troubles-how-to-avoid-them/) - Getting into debt is one thing, but tax troubles are an entirely different story. Governments can be punitive if you don’t pay them the money they claim you owe. The trick here is to avoid getting into tax difficulties in the first place. While ATO debt forgiveness is available for people who find themselves in - [How to cope with a family divorce amicably](https://thesavvymamma.com/how-to-cope-with-a-family-divorce-amicably/) - Family divorce isn’t an enjoyable experience by any means, even if it’s a fairly amicable split. However, it’s important to tackle a family divorce carefully, especially when there are children involved. Regardless of how long you and your significant other were together, it’s always best to try and work towards a divorce that’s amicable, rather than hostile and upsetting. With that in mind, here are some helpful tips to cope with a family divorce amicably when faced with one. - [Creating a yard that your children will love](https://thesavvymamma.com/creating-a-yard-that-your-children-will-love/) - Having a yard that our children will love and use has always been important to me. As parents, getting our children off the screens and into the outdoors can be a struggle. Most love being outside once they are there but motivating them to do so is the hardest part. We all know that we're - [Mums: It's your time to shine](https://thesavvymamma.com/mums-its-your-time-to-shine/) - You have been doing such a great job at looking after your kids and there is absolutely nothing wrong with wanting to be with them. Now as your kids are getting older, it’s time to start thinking about you once again. The time has come where you need to stop making excuses and start figuring - [How teachers can bring learning outside](https://thesavvymamma.com/how-teachers-can-bring-learning-outside/) - As both a teacher and a mum, I am passionate about spending more time outside. It bothers me that children spend so much time sitting down. They are created to move. Many of these children go from sitting down in the classroom to sitting down in an office job. It is bad for our health. - [Benefits of deep cleaning all year round](https://thesavvymamma.com/benefits-of-deep-cleaning-all-year-round/) - Just as spring cleaning is something that is done to help you feel clean and ready for the spring and summer months of lighter days and things to do, a winter clean is also very beneficial for a variety of different reasons. Nothing blooms all year round and winter is normally the season of rest - [Raising money-savvy kids: A guide for parents](https://thesavvymamma.com/raising-money-savvy-kids/) - Alongside toilet training, table manners and making the bed, managing money is an important skill to learn. As parents, we have a responsibility to teach financial literacy to our children from an early age. Their little brains are like sponges. They are eager to learn, watch closely and try to imitate us. It is better to start positive money habits young than try to correct them later. - [How relief teachers can reduce anxiety for students](https://thesavvymamma.com/how-relief-teachers-can-reduce-anxiety-for-students/) - Many students experience anxiety when there is a relief teacher in the classroom. Their normal routine is disrupted. Expectations are different which tends to increase the noise level and behaviour problems. Students with Autism can find days with relief teachers especially hard. They struggle with the loss of control and routine. They find the noise - [Save money on gardening with this yard care advice](https://thesavvymamma.com/save-money-on-gardening/) - Gardening definitely doesn't have to be the most expensive thing in the world. However, maintaining a yard or garden does still cost money and you have to be prepared to pay for its upkeep. You might need to buy things ranging from new plants and fertiliser to gardening tools and even pricier equipment like a - [A simple guide to planning a funeral for A loved one](https://thesavvymamma.com/a-simple-guide-to-planning-a-funeral-for-a-loved-one/) - Planning a funeral for a loved one is a task filled with emotional significance and practical challenges. It involves making several important decisions during a time of grief. This guide aims to simplify the process, providing you with clear steps to plan a respectful and fitting farewell. - [Dealing with becoming the responsible family authority](https://thesavvymamma.com/dealing-with-becoming-responsible-family-authority/) - It can be an odd day when you become one of the main authorities in your wider family. Perhaps you’re now the person people turn to when organising events and gatherings, or the person people come to for advice. Being a little older, having children, or more life experience can do that, and you may - [Why I dropped 'money' From savvymamma](https://thesavvymamma.com/why-i-dropped-money-from-savvymamma/) - When I started my Instagram page three years ago, I called myself moneysavvymamma. It was a bit random but I tried to find one that was unique and was available. I wanted to describe myself and my passions in a few simple words. I thought we were doing okay with money. My husband and I - [Get your home back in shape: your guide to sprucing up your space](https://thesavvymamma.com/your-guide-to-sprucing-up-your-space/) - Are you looking at your living space and thinking it could use a bit of a facelift? You're not alone! Sprucing up your home can be a fun and rewarding project. From the living room to the backyard, let's walk through some easy yet effective ways to get your home back in shape. And guess what? You don't need to be a DIY guru to make it happen! - [6 ways of keeping yourself entertained for a weekend at home](https://thesavvymamma.com/6-ways-of-keeping-yourself-entertained-for-a-weekend-at-home/) - Spending a weekend at home doesn’t have to be boring. In fact, it can be a perfect opportunity to unwind, indulge in hobbies, and recharge for the upcoming week. Here are six engaging ways to keep yourself entertained and make the most of your weekend at home. Plan a Movie Marathon One of the most - [Equal pay, equal play? It's time for equality in tennis](https://thesavvymamma.com/equal-pay-equal-play-time-for-equality-in-tennis/) - Is it time we had true equality for tennis? At this time of year, I love watching the Australian Open. It's part of our summer tradition. As someone who didn't grow up playing tennis, I watch on in admiration as they play. They are highly talented sportspeople. I can't help but feel inspired. I love - [Unlocking success in vacation home rentals](https://thesavvymamma.com/unlocking-success-in-vacation-home-rentals/) - Are you ready to dive into the thrilling world of vacation home rentals? You’re in for an exhilarating adventure! With the escalation of travel and the constant quest for unique accommodations, there has never been a better time to plunge into this profitable market. - [How is home design becoming more sustainable?](https://thesavvymamma.com/how-is-home-design-becoming-more-sustainable/) - In recent years, there’s been a huge shift towards sustainable living, and this goes as far as the actual designs of homes that are being created. More homeowners and builders are recognising the importance of using eco friendly materials to reduce environmental impact and create healthier living spaces, and overall designs that use less energy and help us to reduce out carbon footprint. - [Getting your garden ready for sale](https://thesavvymamma.com/getting-your-garden-ready-for-sale/) - When you are selling your home, chances are you spend a whole lot of time getting the interior of the property into good shape by giving it a fresh lick of paint and moving out some of the less desirable clutter, for example. What about the garden? Yes, you might mow the lawn and trim - [3 external areas to concentrate on home improvements](https://thesavvymamma.com/3-external-areas-to-concentrate-on-home-improvements/) - You spend a lot of time in the four walls of your home. So much so that when it comes to planning any home improvement projects, you tend to concentrate on the ones you’re going to do inside instead of planning any improvements outside. While it makes sense to prioritise the inside because that’s where - [How to listen to audiobooks for free](https://thesavvymamma.com/how-to-listen-to-audiobooks-for-free/) - Wanting to listen to audiobooks but can't justify the cost? This is where the library apps come in. These are fabulous and free. My husband stumbled across them one day. He was trying to find a savvy way of listening to audiobooks. He didn't need to buy them, simply wanted to borrow.He discovered two apps that he could download for free, to listen to audiobooks for free. It wasn't just audiobooks. He could borrow eBooks and magazines too. - [Bringing to life a minimalist, low-maintenance garden that ls lush like no other](https://thesavvymamma.com/bringing-to-life-a-minimalist-low-maintenance-garden-that-is-lush-like-no-other/) - If you are unsure how to create a garden that is both welcoming and easy to maintain, minimalism may be the answer you’ve been looking for. A minimalist design for your lawn, yard, or garden space is a great option to add all the lifestyle and security features you need, practise your gardening skills, and - [3 reasons why a hospital stay can feel like a break for mums](https://thesavvymamma.com/3-reasons-why-a-hospital-stay-can-feel-like-a-break-for-mums/) - I recently had a hospital stay for a minor scheduled surgery. It was a long time coming. I needed to have the procedure. A few days beforehand, my husband asked how I was feeling about it. “Honestly? Excited to have a break!” I admitted. My husband laughed. He reminded me that it was indeed surgery. - [Is it ever okay to comment on someone's grocery shop?](https://thesavvymamma.com/is-it-okay-to-comment-on-someones-grocery-stop/) - I was recently doing a grocery shop at Aldi. This in itself, is not all that exciting. It's one of those boring tasks that we need to get done. Something happened that made me feel defensive. It was unhelpful. It was not welcomed. It made me hate grocery shopping more than I normally do. Shopping - [What is cashback and how does it work?](https://thesavvymamma.com/what-is-cashback-and-how-does-it-work/) - Have you heard of cashback? These sites can seem too good to be true. How you get money for shopping? How does it even work? Rest assured that cashback is not a scam. When used correctly, cashback sites can take you from a smart shopper to a savvy shopper. What Is Cashback? Cashback sites seek - [Simple ways for mums to grow their money](https://thesavvymamma.com/simple-ways-for-mums-to-grow-their-money/) - Parenting can be expensive. As every dollar counts and every moment offers opportunities, smart mums know that growing money is more than a necessity, it's an art. Below are some effective strategies to help mothers not only save some cash but transform them into flourishing financial gardens. Whether it's managing household budgets stealthily or saving more for future dreams, here's how you can turn financial dreams into realities. - [What is the buy nothing project?](https://thesavvymamma.com/what-is-the-buy-nothing-project/) - Imagine a world where we didn't have to pay for anything. Imagine if we only had to buy what we really need to and the rest we could share around. Imagine if we got back to basics and rediscovered what real community was. If you haven't heard of the Buy Nothing Project yet, you're in for a treat. It is an initiative that is growing in popularity by the day. It is changing the way that we do things. - [25 ways relief teachers can make extra money](https://thesavvymamma.com/25-ways-relief-teachers-can-make-some-extra-money/) - Hey, relief teachers! Tired of waiting by the phone for your next gig? Need to fill the gaps between the classroom calls? Let’s turn that downtime into dollar signs. Here’s how to pad your wallet using the skills you've developed as an educator. 1. Sell Those Stellar Lesson Plans Your lesson plans don’t have to - [Make mowing the lawn easier with these 3 tips](https://thesavvymamma.com/make-mowing-the-lawn-easier-with-these-3-tips/) - You need your exterior to match your interior in terms of classiness and aesthetic appeal. This isn’t possible if your lawn is overgrown and the garden is a mess. All the hard work spent on improving the interior decor is wasted when it’s juxtaposed with a horrible exterior! Maintaining harmony between the two is easy - [How to create a well-maintained home](https://thesavvymamma.com/how-to-create-a-well-maintained-home/) - We all want to live in a home that is comfortable and suits our needs. After all, our homes should be our safe place away from the rest of the outside world. Focusing our energy on transforming our living spaces into nurturing environments takes work. Maintaining our home plays a crucial part in making it - [Signs you need to be focusing more on self-care](https://thesavvymamma.com/signs-you-need-to-be-focusing-more-on-self-care/) - If you want to try and focus more on self-care then you have come to the right place. Here are some of the top signs that you aren’t taking care of yourself as much as you could be. - [Picking the right products for your baby’s first foods](https://thesavvymamma.com/picking-the-right-products-for-your-babys-first-foods/) - Bringing a baby into your family for the first time can be a daunting experience. It’s full of many different responsibilities, but it can also give you a great sense of purpose and feelings of joy. One of the most important aspects to get right early on is to ensure that your baby is receiving - [Navigating gifting when people don't want anything](https://thesavvymamma.com/navigating-giving-when-people-dont-want-anything/) - We all have a friend or a relative who hates gifts. Each time a birthday or celebration, such as Christmas, comes around, they make it very clear that they don’t want a present. Now this might seem odd, especially for people who use gifts as a love language, but receiving presents can be a source - [Embracing the beauty of minimalist landscaping](https://thesavvymamma.com/embracing-the-beauty-of-minimalist-landscaping/) - Did you know that you can have a lush green garden like no other, all while still being minimalist? When you think about the great outdoors, chances are, the last thing you think about is minimalism, right? After all, the outdoors is all about the senses, like scent, colour and sound. Just as you can - [Dangers that might be lurking in your home](https://thesavvymamma.com/dangers-that-might-be-lurking-in-your-home/) - You might think that your home is the safest place possible for your family where you’ll never have to worry about issues with harm or health and safety. While this is understandable, it’s worth noting that there are some dangers around your home that are worth considering. Here are a few of the key examples - [How to find what's on for families in Adelaide](https://thesavvymamma.com/how-to-find-whats-on-for-families-in-adelaide/) - Wanting to find out what's on in Adelaide? You've come to the right place. Adelaide might be known as a big country town but as locals, we know it's a great place to raise a family. - [How to be successful at side-hustling: ideas for mums](https://thesavvymamma.com/how-to-be-a-successful-side-hustlin-mum/) - You might have been told that being a mum means you can't do it all. Dirty nappies and deadlines don’t mix, right? Wrong! This is the 21st century and modern mums can have anything they like if they are willing to go after it. This has never been more evident than in the boom of - [How to make your home work for you and minimise effort](https://thesavvymamma.com/how-to-make-your-home-work-for-you/) - Everyone wants their home to look beautiful and require minimal effort to maintain. That’s not how it always turns out in practice though. Many times, it is actually harder than many individuals imagine to keep their properties in good condition, mainly because they have so much stuff. Suppose, however, you want to live a minimalist - [Assess your space: make a change](https://thesavvymamma.com/assess-your-space-make-a-change/) - Before you begin any renovation take time to evaluate your gardens and outdoor space. Assess how big, how laid out and what shape your garden is in. Your first step is to locate and zone in on the areas that need the most attention: overgrown plants, ugly corners, or buildings that need restoration. There are - [20 ways to save money on groceries](https://thesavvymamma.com/20-ways-to-save-money-on-groceries/) - Groceries are costing us more and more. Most of us are feeling the pinch right now. Our spending seems to have doubled or even tripled, even when purchasing the same items. It's frustrating to say the least. If you are feeling guilt with your grocery bill, know that you're not alone. We are all paying - [Practical ways to boost your energy and effectiveness](https://thesavvymamma.com/practical-ways-to-boost-your-energy-and-effectiveness/) - Boosting your energy and efficiency is essential for maintaining productivity and achieving your goals. This is especially key for those who lead busy lives or who have dependents. Here are some practical strategies to help you stay energised and work more effectively. Prioritise Quality Sleep Quality sleep is the foundation of high energy levels and - [Turning your bathroom into a minimalist space](https://thesavvymamma.com/turning-your-bathroom-into-a-minimalist-space/) - You will want to achieve minimalism and reduce clutter to make your home work for you. A home is much easier to maintain and keep on top of with less stuff to tidy and find space for. One place people don’t think to declutter is the bathroom. We often dump our towels, toiletries, and more - [How to spend your tax return](https://thesavvymamma.com/how-to-spend-your-tax-return/) - Looking forward to getting your tax return soon? Me too. Most Australians are keen to get their hands on their tax return around this time of year. For those of us lucky to get one, there can be a million ideas running through our head about what we could spend it on. These can change - [Rediscovering yourself while navigating the journey of motherhood](https://thesavvymamma.com/rediscovering-yourself-while-navigating-the-journey-of-motherhood/) - Navigating motherhood is a wild ride! You all know it. Full on with no off switch. Full of ups and downs, and let’s be real, filled with plot twists. It’s easy to feel like the ‘you’ before kids has left the building, vanished into thin air. It can be hard to rediscover who you are. - [How to find inclusive spaces for kids in Adelaide](https://thesavvymamma.com/how-to-find-inclusive-spaces-for-kids-in-adelaide/) - Having a child with a disability can be an isolating experience. It can feel overwhelming with the level of challenges and behaviour. It can feel exhausting to navigate a diagnosis, find therapy and manage appointments. With this can come embarrassment, loneliness and shame. It can feel like no one understands what you are going through. You don't know until you know. Marcal set out to create a centralised resource for parents and caregivers in Adelaide. It could save time with everything you need in one spot. It could bridge the gap and help equip parents with the advice and information they need. It could create the community of like-minded families they craved. With Inclusive Kids Adelaide, you don't have to do it alone. - [From drab to fab: how to give your home a stunning new look](https://thesavvymamma.com/from-drab-to-fab-how-to-give-your-home-a-stunning-new-look/) - If your house has lost its appeal, it is time for a change. Transforming your home is not always about the big renovations. With a little fresh paint here and an area rug there is all that stands between your once-dull interiors into a fabulous living space tailored to who you are. In this guide, - [Your guide to experience-based gifts in Adelaide](https://thesavvymamma.com/your-guide-to-experience-based-gifts-in-adelaide/) - Have you ever considered buying the gift of an experience for someone? We all have those friends and family members that can be tricky to buy for. They might already have everything they need, be wealthy enough to buy what they want, or perhaps just be too fussy. Most of us have enough stuff already. Clothes, toys and homewares are far cheaper to buy than they used to be. This often means that it is easier to accumulate than ever before. Our homes are full of things that we need to declutter. We don't need any more body lotion, hand cream or novelty socks. Most gifts are thoughtful and well-meaning but not always what we need or want. This is where gifting experiences come in. Experience-based gifts are brilliant for seven reasons. - [Where to find competitions](https://thesavvymamma.com/where-to-find-competitions/) - Wanting to enter competitions but don't know where to find them? It's a common issue. People ask me all the time about where I find all of these giveaways. To be honest, there's not an easy answer. Unless you subscribe to a competition website, you just need to look for them. The good news is, the more you look for them, the more you find them. - [Taking care of yourself and your children should be your priority](https://thesavvymamma.com/taking-care-of-yourself-and-your-children-should-be-your-priority/) - Taking care of yourself and your children can be a tough job. It's hard enough to do the basics, let alone worry about self-care. Experts remind us of the importance of putting yourself first and making it a priority. Learning how to do this well and doing the same for our children is important. Eat - [5 financial tips for first time buyers](https://thesavvymamma.com/5-financial-tips-for-first-time-buyers/) - Preparing yourself and your finances to obtain a mortgage can be intense and stressful. Mortgage lenders require borrowers to jump through multiple complex and challenging hoops to get the approval to fund their property purchase and make their homeowner dreams a reality. With the bar being raised higher and higher for first-time buyers in the - [My hot water bottle burst: a warning to others](https://thesavvymamma.com/my-hot-water-bottle-burst-a-warning-to-others/) - Like many of us, Sarah* used a hot water bottle during winter. It was comforting on those cold nights. Although she knew they could be dangerous, she didn't think anything bad would happen to her. She never had a problem until one night when it all went wrong. Here is her story and warning to others. - [Greg Page had a sudden cardiac arrest during a Wiggles concert. Here's what he wants you to know.](https://thesavvymamma.com/greg-page-suffered-a-sudden-cardiac-arrest-during-a-wiggles-concert/) - Greg Page was on stage with The Wiggles when he had a sudden cardiac arrest. The OG Yellow Wiggles was performing for the January 2020 Black Summer Bushfire Relief appeal. When Greg suddenly collapsed on stage, his crew members and audience fans responded quickly. They used CPR and an Automated External Defibrillator (AED). Thanks to their actions, they saved Greg's life. He later woke up in the hospital and learned what happened. He was grateful to be alive. Greg was one of the lucky ones. - [He put a gun to my head: Jayde's escape from domestic violence](https://thesavvymamma.com/jaydes-escape-from-domestic-violence/) - Jayde's escape from domestic violence is simply chilling. She was one of the lucky ones. One of the women who got away. The statistics are shocking: one woman every week is murdered by their current or former partner in Australia. Domestic homicide makes the headlines far too often. Something needs to change. This is not okay. Jayde thought she had met the love of her life but she couldn't have been further from the truth. Here is her story. - [Take the stress out of handing over your sold home to the buyer](https://thesavvymamma.com/take-the-stress-out-of-handing-over-your-sold-home/) - Selling your home and handing it over to a new buyer doesn’t need to cause stress. It should be an exciting time, as you will be moving on to your next adventure. In this article, we will share the best advice for easing the stress of transferring your home to a buyer. - ['I was diagnosed with lung cancer at 24. I had never smoked.'](https://thesavvymamma.com/i-was-diagnosed-with-lung-cancer-at-24-i-had-never-smoked/) - A lung cancer diagnosis for Tilly came as a shock. When she went to the doctor, she was expecting a simple explanation for her symptoms. She had no reason to expect that it was cancer. Tilly* was young and healthy. She had never smoked a cigarette. She was in the prime of her life. Here is her story. - [Ovana portable pizza oven review](https://thesavvymamma.com/ovana-portable-pizza-oven-review/) - Ovana Portable Pizza Oven Sponsored Review Looking to purchase a pizza oven? These have been growing in popularity in recent years. According to Pizza Ovens Australia, 15% of Australian households now have one. They like the convenience of making it at home. They want to save money on takeaway and eating out. They just like - [Vac-U-Seal vacuum sealer set review](https://thesavvymamma.com/vac-u-seal-vacuum-sealer-set-review/) - Vac-U-Seal Vacuum Sealer Set Sponsored Review Looking for a way to keep food fresh for longer and save on your grocery bill? The Vac-U-Seal Vacuum Sealer by Thermomix might be the answer you're looking for. With the rising cost of living and groceries, times are tough right now. It is estimated that Aussies throw away - [He cooks me brunch, I mow the lawn: how different roles help our marriage thrive](https://thesavvymamma.com/he-cooks-me-brunch-i-mow-the-lawn-how-different-roles-help-our-marriage-thrive/) - Growing up, my Dad always mowed the lawn. He was in charge of the outside jobs. Dad would do the gardening, sweeping, pruning. He would chop the firewood and stack it neatly. He would wash the car and mow the lawn. My Mum was tasked with the inside jobs. She would grocery shop, cook and - [Hello And Welcome!](https://thesavvymamma.com/example-post-3/) - Hi, I'm Melanie. Most people call me Mel. I'm married to my best friend. I'm grateful to have him by my side. We love each other despite our flaws and bring out the best in each other. I am a mum of three boys. They are energetic and noisy, super sweet and fun. Life is - [Why Philip Lowe's Comments Have Angered So Many](https://thesavvymamma.com/why-philip-lowes-comments-have-angered-so-many/) - Last week, the comments by RBA's Philip Lowe caused widespread anger. The head of the Reserve Bank of Australia announced the twelfth interest rate rise in thirteen months before answering questions from the media. One journalist asked how much further interest rates will rise before we see mortgage arrears or house sales. To this, Philip Lowe responded that people should "cut back spending" and "find additional hours of work." This comment was met with utter frustration and backlash. The public was outraged and rightly so. Why has there been such an outpouring of anger? Although the advice given by Lowe is not unreasonable in itself, it is hard to swallow. There are three key reasons for this: - [Reflections in Spring Part 1](https://thesavvymamma.com/reflections-in-spring-part-1/) - This month, I've decided to try something a little different. Teaching Brave posts monthly diary entries to her site which has inspired me to give it a go myself. Be sure to check out her wonderful pages for education, parenting and money matters content. Like all months, September has been filled with ups and downs. There have been challenges and wins. I have been reflecting and learning. I am a work in progress, though I guess, aren't we all? - [Reflections in Spring Part 2](https://thesavvymamma.com/reflections-in-spring-part-2/) - October and November seemed to have disappeared in a flash. I've decided to combine these months together. I honestly can't believe that it is December already. It has been a positive few months and I hope it has been good for you too. What has been hard? Sleep has still been difficult. We often have - [WeMoney Review](https://thesavvymamma.com/wemoney-review/) - Melanie Wegener Have you heard of WeMoney? It’s a free finance app which was only released to the public for download in 2020. It’s your one-stop shop for all things finance. They have so many features, it is worth signing up for and having a look. Here are 14 reasons that I love WeMoney: 1. ## Pages - [Home](https://thesavvymamma.com/) - A place to help women manage their money, live with less, thrive in their season and enjoy the outdoors. Sharing side hustle ideas, minimalism and saving tips. - [About Me](https://thesavvymamma.com/about-me/) - Melanie is a primary school teacher in Adelaide. She likes getting outdoors with her kids and living a minimalistic life. Doing more with less. - [Contact](https://thesavvymamma.com/contact/) - Get In touch Whether you have a general enquiry or you’d like to collab, I’d love to chat! Please submit the form below. I’ll get back to you within 2 working days. 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