Money & Savvy Tips

12 useful gift ideas for teachers

Finding the right present for your child’s teacher can be tricky. As parents, we often approach the end of the school year with exhaustion. Having the mental energy to make decisions about what to get for whom can feel overwhelming, let alone finding time to get to the shops kid-free.

With a little bit of consideration and planning in advance, you can take the pressure off during the last few weeks of school and reduce having to spend more money than you need to.

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A white piggy bank

Are you frugal or are you cheap? Why the difference matters.

We all know someone in our lives who likes to skimp out on paying their fair share of the meal or skimps on putting money towards a present. They don’t own a car to save on forking out the bills but expect you to pick them up and drive them places. They might cry poor but you know they earn just as much as you, if not more. It’s stingy behaviour. It’s not cool.

So what exactly is the difference between being frugal and being cheap?

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Hobby to Hustle: how you can start earning cash starting today

Hobby to Hustle: How you can start earning cash today

For many of us right now, money is tight. It seems like everything is going up in price yet our pay rate virtually stays the same. When you’re trying to manage your money better, you can either spend less, earn more or a combination of both. There is a limit to how frugal you can be. Living on a very small budget can be incredibly stressful as you try to make every dollar stretch. That’s when we can pivot by turning a hobby into a hustle.

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Melanie Wegener, Money Savvy Mamma

My financial story – confessions of a shopaholic at heart

I have a confession to make about my financial story. I haven’t always been good with money. In fact, I’m more of a collector and spender than minimalist and saver. It’s just who I am.

I realise that it’s a bit ironic that I have a page about being money savvy. For many financial bloggers or finfluencers, they are great with money. It’s who they are, it’s what they do.

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cost of living squeeze

How to cope with the rising cost of living

With the rising cost of living, it can feel like you are just treading water and can barely survive from week to week. It can feel like you’re drowning under the pressure. It’s awful and a scary place to be.

There are a number of things we can do to reduce the impact and keep our head afloat. There is no quick fix, no easy solution, particularly for those really feeling the pinch right now. I do however, have some suggestions about how we can make a few changes to our lifestyle to make a difference moving forward.

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30 Side hustle ideas to make an extra $1000/ month in 2022

30 side hustle ideas to make extra cash

Now more than ever, it’s easier to earn money from the comfort of home. The internet has made things accessible. We can sell physical items and ship them around the world. We can create digital products that someone can buy at the click of a button.

Although saving money is a wonderful tool for becoming financially independent, there is only so much that you can save. Frugality and resourcefulness only get you so far. It can feel restrictive and boring and feel like you’re missing out on things. Your earning potential, however, is unlimited.

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